LAST DAY: Open a no-fee 360 Savings account and get a $76 bonus. Open a 360 Checking account and get a $100 bonus. No direct deposit required!

Today, 7/3/13, is the last day for this lucrative offer, one of the best I've offered this summer.  You and your spouse can each get $176 for almost zero effort.

-----------------------------------------------------------------------------------------------------------------------

My husband used to poke fun of me for taking advantage of account-opening bonuses, until one year, I tallied all of my bonuses up from the last two years, and lo and behold, they exceeded $3,000.  Yup.  Banking and credit card bonuses are pretty awesome, and those extra funds do come in handy.  (Joshua's a believer now.)

I'm a little more restricted these days in what I can sign up for, as I work as a freelance contractor, and most banking bonuses require a direct deposit. I don't get paid via a regular paycheck (or a government check, which can also be direct deposit), so I don't qualify for most bonuses.  But this wonderful deal from Capital One 360 doesn't require a direct deposit.  

Open a no-fee 360 Savings account from Capital One online, between 7/1/13 and 7/3/13 with a minimum opening balance of just $500.00 and you will get a $76.00 bonus.

• This has to be your first 360 Savings account (this includes Orange Savings Account, too).
• Open the account with a $500 minimum deposit.
• The bonus starts earning interest on day one, but you can’t take it out for at least 30 days.
• 0.75% variable Annual Percentage Yield effective 7/1/2013.
• You'll need your checkbook in order to make your first deposit electronically from your existing checking account. This will create an electronic link between both accounts so you can easily transfer money. Account opening deposit must be from a personal checking account only.
• For security purposes, you won't be able to withdraw money for the first 10 business days after the account is opened. All future deposits will have a 5 business day hold. 
• 360 Savings cannot be used for business, power of attorney, beneficiary or individual retirement accounts.
• You must be a US citizen or permanent resident with a valid Social Security number. 
• Account holders must be at least 18 years old or a joint holder with an adult. 

This is the easiest $152.00 my husband and I have ever earned.  Get started and open your no-fee 360 Savings account here.

 

You can also get a bonus for opening a 360 Checking account too. Open a no-fee, no minimum, 360 Checking account between 7/1/13 and 7/3/13 and use your account debit card to make 5 purchases or use CheckMate to make 5 deposits (or a combination of both) within 45 days and snag a $100.00 bonus.

• This has to be your first 360 Checking (this includes Electric Orange, too). 
• The 5 debit card purchases can be either signature or PIN-based. 
• Your $100 bonus will be automatically deposited into your account on day 50.
• You'll need your checkbook in order to make your first deposit electronically from your existing checking account. This will create an electronic link between both accounts so you can easily transfer money. Account opening deposit must be from a personal checking account only.
• As part of the account opening process, they'll obtain information about you from a consumer reporting agency. Based on that information, you may or may not be approved for 360 Checking. 
• All 360 Checking deposits are subject to a 2 business day hold. Certain deposits may be made available sooner. 
• 360 Checking cannot be used for business, power of attorney, beneficiary or individual retirement accounts.
• You must be a US citizen or permanent resident with a valid Social Security number. 
• Account holders must be at least 18 years old. 

My husband and I won't qualify for this one because we already have Electric Orange checking accounts.   These are both great opportunities for you to snag a little extra cash for very little effort.   Imagine, if you and your spouse both complete these requirements, you'll get $352.00 total in bonuses for doing not-very-much.    What would you do with an extra $352.00?

Pin It