Free Ipod for opening an account at Key Bank

Keybank is doing another Ipod giveaway for opening an account at their bank.  I've done these twice, and both times I've gotten my Ipod within a few weeks (I later was able to return the Ipods to an Apple Store, which gave me full credit that I applied toward an Iphone). Usually you can get the free gift just for opening an account; this time there are some hoops to jump through.  You need to:

• open a qualifying KeyBank checking account online and enter offer code ONTT0311 by June 24, 2011, and
• make at least 10 payments and/or purchases per month for 3 months after account opening, plus
• make 3 direct deposits each of $500 or more within 3 months of account opening.

And the fine print:

Between 3/26/11 and 6/24/11, you must open a Key Express (this is the basic banking account in NY), Key Coverage, Key Advantage, Key Privilege, or Key Privilege Select Checking Account online and make at least 10 posted payments and/or purchases from the new checking account per month for the first three months after account opening, plus within three months make a total of three direct deposits each of $500 or more to get your gift. One month is calculated as 31 calendar days from account opening date (three months equals 93 calendar days from account opening date). Limit one gift per qualifying account. Limit one gift per individual. The value of your gift will be reported on Form 1099-INT. Your gift will be shipped within 90 days of meeting requirements. Qualifying purchase and payment transactions include checks, MasterCard signature, PayPass® and PIN-based purchases, Key Bill Pay, debit card automated payments, PayPal® transactions, and Automated Clearing House (ACH) direct payments. Direct deposit transactions are limited to payroll, Social Security, pension, and government benefits. Offer available to individuals without an existing checking account at KeyBank as of 3/25/11. Offer not available to individuals who have opened a KeyBank checking account in the last 12 months. Employees of KeyBank, its affiliates, and subsidiaries are not eligible for this offer. If you close your account within 180 days of account opening, you will be charged a $25 account early closure fee. Accounts overdrawn or closed as of 9/30/11 are not eligible for this offer. Accounts titled as Trust Accounts, Estate, Non-Individual, and No Access are excluded from eligibility. You must have a U.S. mailing address on 9/30/11 to be eligible. Offer is subject to cancellation without notice and cannot be combined with any other offer. Other miscellaneous charges may apply.

Click here for more details and to apply.

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