Amazon has got this 6.5-7mm freshwater cultured pearl pendant on a 14 kt gold 18" chain for $51.22, but enter promo code FUN20SUN at checkout and that price drops by 20% to $40.98 with free shipping and free returns.
Be aware that the reviews say that the chain is delicate and thin, so you might want to swap out the chain or give this to someone petite or to a younger girl. Either way, it's almost impossible to get a pearl necklace like this for under $50, so the pricing is excellent. This would make a fabulous Bas Mitzvah gift. Comes in a white, pink or black pearl.
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